Mortgagecompaniesloans Mortgage Companies Loans Bg Classifieds 49 Posts 2 Vehicles 19 Motorcycles Mortgage Companies Loans [求教解疑]超级金融考试英语试题，谁能翻译明白？？？_英语杂谈_天涯社区

    1. I’d like to ___A_____ a savings account.
A. open B. transfer
C. exchange D. deposit
　　
　　
　　2. Foreign-currency time deposits provided by BOC are available in a range of foreign currencies, including US dollar, British pound, Euro, Japanese yen, Hong Kong dollar, Canadian dollar, ___B_____, Australian dollar and Singapore dollar.
　　A. Indian rupee B. Swiss Franc
　　C. Argentine peso D. Chinese renminbi
　　
　　
　　3. Please ___B_____ a six-digit PIN number of your passbook twice.
　　A. write B. input
　　C. instruct D. tell
　　
　　
　　4. When applying for opening corporate bank accounts, companies need to stamp all the required documents with their ____D_____.
　　A. endorsement B. countersignature
　　C. passport numbers D. corporate seals
　　
　　
　　5. There are six kinds of RMB fixed deposit of lump-sum deposit & withdrawal, that is, three-month, six-month, one-year, two-year, three-year and ____B____-year deposits.
　　A. four B. five
　　C. six D. eight
　　
　　6. The different deposit rates in Chinese commercial banks are publicized by ___C_____.
　　A. the Asia Development Bank B. the Bank of China
　　C. the People’s Bank of China D. the World Bank
　　
　　7. If a company is renamed, it is necessary for the company to change the name of its bank account as well as the ___C_____ with the account-opening bank.
　　A. endorsement B. depositing term
　　C. specimen signature D. depositing currency
　　
　　
　　8. An education savings product gives a depositor an attractive interest rate along with a(n) ____A____ advantage.
　　A. tax-free B. annual-fee free
　　C. discount-free D. rental-free
　　
　　
　　9. The current interest rates for different deposits are shown on the screen in the ____D____.
　　A. authorization center B. SAFE
　　C. Tax Bureau D. lobby
　　
　　
　　10. The card issuing bank will set ____B____ for the credit card on the basis of the material provided by the applicants.
　　A. the principal B. the credit limit
　　C. the principal and interest in full D. the initial deposit
　　
　　
　　
　　11. The buying rate of foreign bank notes is ___A____ that of the foreign exchange buying rate.
　　A. lower than B. higher than
　　C. the same as D. above
　　
　　
　　12. A ___D_____ is the bank which instructs another bank to make payment to the nominated recipient.
　　A. payee bank B. receiving bank
　　C. beneficiary bank D. remitting bank
　　
　　
　　13. BOC ATMs accept bank cards issued by international credit card organizations with the logo of ____D___.
　　A. JCB B. DINER’S CLUB
　　C. AMERICAN EXPRESS D. all of the above
　　
　　14. As there is little risk that the telegraphic message will be unduly delayed or will fail to reach its destination, ___A_____ is by far the most rapid and convenient method for the transfers of funds from one country to another.
　　A. telegraphic transfer B. demand draft
　　C. banker’s draft D. mail transfer
　　
　　
　　15. How much is the handling commission for sending a cable transfer abroad? _____B___.
　　A. 7.5‰ of the total remittance amount
　　B. 1‰ of the total remittance amount
　　C. 0.5‰ of the total remittance amount
　　D. 3‰ of the total remittance amount
　　
　　
　　16. When cashing foreign traveler’s checks, Bank of China will deduct a fee of ____B____ from the face value of the checks.
　　A. 7.5% B. 7.5‰
　　C. 3% D. 3‰
　　
　　
　　17. Bank of China provides the personal housing mortgage loan in ____A____.
　　A. Chinese yuan B. Euro
　　C. British pound D. Japanese yen
　　
　　
　　18. Telephone banking provides clients with financial services such as ____D____, etc.
　　I. account balance inquiry
　　II. transfer and remittance
　　III. bill payment
　　IV. investment
　　A. I, II B. I, II & IV
　　C. I, II & III D. I, II, III & IV
　　
　　
　　19. “How will you ____A___ the loan, in cash or through your account?” the loan officer asked the client.
　　A. repay B. apply for
　　C. extend D. cancel
　　
　　20. Clients can pay their insurance ___A_____ through bank current accounts.
　　A. premium B. dividend
　　C. policy D. bonus
　　
　　
　　21. “If you want to withdraw the fixed deposit before maturity, you will not receive
　　____C____.”, a bank clerk said to a client.
　　A. the benchmark rate B. the SHIBOR rate
　　C. the time deposit interest rate D. the lending rate
　　
　　
　　22. If a client wants to transfer Renminbi from his local BOC account to his local ICBC account, he can make it _____A___.
　　A. through BOC online banking
　　B. through the BOC ATM
　　C. with a commercial draft
　　D. through BOC telephone banking
　　
　　
　　23. When logging in to the Personal Internet Banking provided by Bank of China, the user should not only input his user name and password, but also a ____B_____ generated by the Security Device to ensure that his information is being protected by one of the most sophisticated online security systems.
　　A. test key code B. random security code
　　C. bank code D. SWIFT code
　　
　　
　　24. In order to convert the unused RMB back into the original foreign currency, a foreigner should keep ____B_____.
　　A. the denomination memo B. the exchange memo
　　C. the purchase agreement of T/C D. the foreign coins
　　
　　
　　25. SWIFT stands for ____A____.
　　A. Society for Worldwide Interbank Financial Telecommunications
　　B. Society for World International Financial Telecommunications
　　C. Society for World Interbank Financial Telex
　　D. Society for Worldwide Interbank Financial Telex
　　
　　
　　26. Which one of the following traveler’s checks can not be accepted by Bank of China? _____D____.
　　A. VISA traveler’s checks B. MasterCard traveler’s checks
　　C. American Express traveler’s checks D. DB traveler’s checks
　　27. ____A___ is a professional service which is the combination of financial and investment advice, accounting and tax services, and legal and estate planning.
　　A. Wealth management B. Fund allocation
　　C. Treasury bills trading D. Insurance coverage
　　
　　
　　28. There is a(n) ____A____ for obtaining a BOC debit card.
　　A. annual fee B. stamp tax
　　C. online charge D. redemption fee
　　
　　
　　29. In order to apply for a BOC Great Wall debit card, a foreign customer needs to
　　___A_____.
　　A. present his valid passport
　　B. ask for a guarantor
　　C. make a collateral
　　D. register as a BOC online banking user
　　
　　
　　30. According to the credit grades, credit cards can be classified into ____C____.
　　A. personal cards and corporate cards B. VISA cards and MasterCards
　　C. gold cards and classic cards D. debit cards and credit cards
　　
　　
　　31. Which one of the following items could be used as financial proof for credit card application? ____D____.
　　A. An income certificate for the past three months
　　B. Local bills payment slips for gas, water and power
　　C. A certificate of a local real estate
　　D. All of the above
　　
　　
　　32. The line of credit of the BOC Great Wall credit card will be granted to the applicant by ____A____.
　　A. the BOC credit card center
　　B. the China Unionpay
　　C. the international credit card center
　　D. the international authorization center
　　
　　
　　33. ____D_____ are the illegally copied banknotes.
　　A. Forged notes B. Fake notes
　　C. Counterfeit notes D. All of the above
　　
　　
　　34. Bank account inquiry can be made ____D___.
　　I. on self-service banking terminals
　　II. over the bank counter
　　III. through telephone banking
　　IV. through online banking
　　V. through mobile banking
　　A. II & III B. II, III & IV
　　C. I, II, III & V D. I, II, III, IV & V
　　
　　
　　35. The verb “____A____” mentioned above means “write your name on the back of a check so that it can be paid into a bank account”.
　　A. endorse B. countersign
　　C. autograph D. seal
　　
　　
　　36. The service hour of BOC telephone banking is ____A____.
　　A. round the clock B. from 8:30—24:00
　　C. from 4:00-24:00 D. from 9:00—18:00
　　
　　
　　37. Bank of China offers RMB mortgage loan for residential property with loan term up to ____D___ years.
　　A. 15 B. 20
　　C. 25 D. 30
　　
　　
　　38. The verb “____C____” means “prevent money in a bank account from being used”.
　　A. authorize B. allocate
　　C. freeze D. subscribe
　　
　　
　　39. I have lost my savings passbook. Would you please help me check ___D______ my money is still here？
　　A. that B. which
　　C. what D. whether
　　
　　
　　40. I really appreciated ______D_____ the time to talk to me.
　　A. you take B. you to take
　　C. for you to take D. your taking
　　
　　Section Two: True/False questions (10 minutes) 20 Marks
　　
　　Direction: Decide whether the following statements are True (T) or False (F).
　　
　　1. ( T) A check itself is not money but a form of money included in the money supply.
　　
　　
　　2. ( T ) All of the documents required by our bank should be stamped with your corporate seals when your company applies for opening an account.
　　
　　3. ( F ) The minimum amount for the initial deposit of the RMB call deposit should be RMB10,000.
　　
　　4. (T ) Cash withdrawals, such as salaries and bonuses, can only be conducted through a company’s basic account.
　　
　　5. ( T ) When you did not hear what a customer said, you could say：“Would you mind repeating your question？”
　　
　　6. ( F ) As for the safe deposit box service, our bank only provides a type of monthly rental business.
　　
　　7. ( T ) The auto-payment means that a bank can transfer the money from a customer’s current account to his credit card to make payment at the due date.
　　
　　
　　8. ( F ) You can not use the credit card to overdraw money from the ATM.
　　
　　
　　9. ( T ) Our bank offers the loan in both local currency and foreign currency.
　　
　　
　　10. ( F ) In terms of time for payment, L/C can be classified into sight credit, deferred payment credit, acceptance credit and negotiation credit.
　　
　　
　　
　　1. A ____A____ deposit is characterized by an unfixed depositing term.
　　A. current B. fixed
　　C. time D. term
　　
　　
　　2. The word “extend” in the sentence “The contract will be extended automatically.” means ___A____.
　　A. continue B. replace
　　C. fall due D. expire
　　
　　
　　3. Which one of the following certificates is needed for opening a corporate deposit account? ___A_____.
　　A. A business license B. A driving license
　　C. A social security card D. A resident registration booklet
　　
　　
　　4. Would you like to continue the time deposit upon ____D_____?
　　A. authorization B. notification
　　C. delivery D. maturity
　　
　　
　　5. Foreign-currency time deposits provided by BOC are available in a range of foreign currencies, including US dollar, British pound, Euro, Japanese yen, Hong Kong dollar, Canadian dollar, ____B____, Australian dollar and Singapore dollar.
　　A. Indian rupee B. Swiss Franc
　　C. Argentine peso D. Chinese renminbi
　　
　　
　　6. The initial deposit amount for the seven-day RMB notice deposit should be ____C____.
　　A. 10,000 yuan B. 30,000 yuan
　　C. 50,000 yuan D. 100,000 yuan
　　
　　7. The interest of RMB current deposit is calculated on the ___D_____ every year.
　　A. 20th of every month B. 20th of every quarter
　　C. 30th of every quarter D. 20th of the last month of each quarter
　　
　　
　　8. The denominations of Euro are ___C_____.
　　A. 5,10,50,100,200,500 B. 1,5,10,20,50,100,200,500
　　C. 5,10,20,50,100,200,500 D. 5,10,20,50,100,200,500,1000
　　
　　
　　9. A ___B_____ is a bank that maintains an account relationship with the originating bank to provide some kinds of service because the originating bank does not have a physical presence in that location.
　　A. collecting bank B. correspondent bank
　　C. remitting bank D. paying bank
　　
　　
　　10. A draft which is payable on a future date is called _____C____.
　　A. a demand draft B. a sight draft
　　C. a term draft D. both A and B
　　
　　11. When the cardholder overdraws cash with the BOC RMB credit card, a fee will be charged at the rate of ___C_____.
　　A. 0.03% per month B. 0.3% per month
　　C. 0.05% per day D. 0.5% per day
　　
　　
　　12. The interest rate of the mortgage loan shall be variable with the rate published by ____B____.
　　A. the Bank of China B. the People’s Bank of China
　　C. the SAFE D. the World Bank
　　
　　
　　13. Bill Payment Service of BOC telephone banking helps clients pay and inquire for various expenses EXCEPT ____B____.
　　A. phone bills B. train tickets
　　C. gas fees D. water and electricity
　　
　　
　　14. Personal loans offer credit to finance ____D_____.
　　I. the purchase of automobiles,
　　II. the purchase of residential property,
　　III. the purchase of inventories for businesses,
　　IV. the payrolls for businesses
　　A. I & II B. I, II & III
　　C. I, II, IV D. I, II, III & IV
　　
　　
　　15. “If you want to make a cash withdrawal of more than ______B____, please give us a notice in advance.”, a bank clerk said to a client.
　　A. USD 1,000 B. USD 5,000
　　C. USD 3,000 D. USD 10,000
　　
　　
　　16. “Can you help me _____B_____ my passbook on this machine?”, a client asked a bank clerk.
　　A. balance B. update
　　C. deposit D. convert
　　
　　
　　17. The issuers of traveler’s checks are _____A_____.
　　A. American Express B. Thomas Cook
　　C. Citibank D. all of the above
　　
　　
　　18. “Please fill in the form in duplicate.” The expression “in duplicate” mentioned above refers to _____A_____.
　　A. in two copies B. in three copies
　　C. in four copies D. In five copies
　　
　　
　　19. Which one of the following grades of term is NOT for an RMB fixed deposit in BOC? _____A_____.
　　A. One month B. Six months
　　C. One year D. Five years
　　
　　 aMortgagecompaniesloans Mortgage Companies Loans Bg Classifieds 49 Posts 2 Vehicles 19 Motorcycles Mortgage Companies Loans [求教解疑]超级金融考试英语试题，谁能翻译明白？？？_英语杂谈_天涯社区t u Mortgage Companies Loans Mortgage Companies Loans vMortgagecompaniesloans Mortgage Companies Loans Bg Classifieds 49 Posts 2 Vehicles 19 Motorcycles Mortgage Companies Loans [求教解疑]超级金融考试英语试题，谁能翻译明白？？？_英语杂谈_天涯社区n Mortgage Mortgage Companies Loans f f Fast Mortgage Companies Loans